Top Cryptocurrency-Compatible Banks of 2025

In the rapidly evolving world of finance, a new breed of banks is emerging, blending traditional banking services with innovative cryptocurrency offerings. These crypto-friendly banks are making it easier for individuals and businesses to manage, trade, and safeguard their cryptocurrencies securely and efficiently.

One of the leading crypto-friendly banks is Juno, based in the United States. Juno offers cashback and interest on cryptocurrencies, two types of checking accounts, and the option to convert paychecks into cryptocurrencies, earning a $10 bonus on the first crypto deposit. Ally Bank, another US-based bank, is integrated with Coinbase and offers commission-free stock investments, making it a strong choice for US crypto investors. USAA, a Fortune 500 company, also stands out, offering a full range of banking services, including investing and insurance, and Coinbase integration.

Globally, banks like Digital Era Bank, Revolut, Wirex, and Nexo are making waves for their blend of Web3 innovation and comprehensive crypto services. Digital Era Bank offers a global service, combining Web3 and crypto banking, while Revolut, operating from the UK, facilitates fiat currency custody, transfers, and exchanges, in addition to crypto trading on the 30+ supported cryptocurrencies. Wirex combines crypto wallet and traditional banking services, offering crypto rewards and payment cards. Nexo specialises in crypto lending and banking services.

In Australia, St. George Bank, Up Bank, and National Australia Bank (NAB) are the most crypto-supportive traditional banks. These banks have less restrictive policies around crypto transactions and better support for crypto investors compared to others, such as ANZ or Commonwealth Bank, which might impose limits or hold periods.

Other notable crypto-friendly banks include DBS Bank (Singapore), BCB Group, SBI Sumishin Net Bank (Japan), and Cash App (US-focused). DBS Bank offers a DBS Digital Exchange for trading cryptocurrencies and digital assets, supports six major cryptocurrencies, and allocates at least $600 million annually to explore emerging technologies like blockchain and digital assets. BCB Group links crypto-focused businesses with established banking networks, catering mainly to cryptocurrency exchanges and large institutional clients, and offering an active OTC desk, liquidity, settlement networks, and specialized payment services using multiple fiat currencies. SBI Sumishin Net Bank combines traditional and blockchain-based banking, offering digital banking for loans, deposits, and settlements, and is a point of reference for Japan's tech-savvy investors. Cash App, a popular payment app, offers Bitcoin trading and wallet services.

Crypto-friendly banks are more than just service providers; they facilitate benefits exceeding your traditional cryptocurrency wallet, such as prepaid debit cards and federally insured accounts. These banks enable digital asset users to buy, sell, and safeguard their cryptocurrencies easily and securely, going beyond just offering services by facilitating a seamless integration of traditional financial products with cryptocurrency features.

Sources: [1] CoinDesk (2022) The Best Crypto-Friendly Banks in Australia. [Online] Available at: https://www.coindesk.com/business/2022/02/07/the-best-crypto-friendly-banks-in-australia/ [2] Forbes (2021) The Best Crypto-Friendly Banks in 2021. [Online] Available at: https://www.forbes.com/sites/jasonbrett/2021/03/12/the-best-crypto-friendly-banks-in-2021/?sh=7458342b7c88 [3] Cointelegraph (2021) The Best Crypto-Friendly Banks in Australia. [Online] Available at: https://cointelegraph.com/news/the-best-crypto-friendly-banks-in-australia [4] CoinDesk (2022) The Best Crypto-Friendly Banks in the US. [Online] Available at: https://www.coindesk.com/business/2022/02/07/the-best-crypto-friendly-banks-in-the-us/ [5] Finder (2021) The Best Crypto-Friendly Banks in Australia. [Online] Available at: https://www.finder.com.au/best-crypto-friendly-banks-in-australia

Crypto-friendly banks, such as Juno in the United States and Ally Bank, are making it easier for individuals to receive cashback, interest on cryptocurrencies, and convert paychecks into cryptocurrencies securely.
USAA, a Fortune 500 company, offers a full range of banking services, including investing and insurance, and Coinbase integration, making it a strong choice for US cryptocurrency investors.
Digital Era Bank, based globally, combines Web3 and crypto banking, while UK-based Revolut facilitates fiat currency custody, transfers, and exchanges, in addition to crypto trading.
Wirex offers a blend of crypto wallet and traditional banking services, providing crypto rewards and payment cards, and Nexo specializes in crypto lending and banking services.
St. George Bank, Up Bank, and National Australia Bank (NAB) in Australia are the most crypto-supportive traditional banks, with less restrictive policies around crypto transactions and better support for crypto investors.
DBS Bank, based in Singapore, offers a DBS Digital Exchange for trading cryptocurrencies and digital assets, and allocates funds to explore emerging technologies like blockchain and digital assets.
BCB Group links crypto-focused businesses with established banking networks and offers an active OTC desk, liquidity, settlement networks, and specialized payment services using multiple fiat currencies.
SBI Sumishin Net Bank combines traditional and blockchain-based banking, offering digital banking for loans, deposits, and settlements, making it a point of reference for Japan's tech-savvy investors.
Crypto-friendly banks facilitate benefits beyond traditional cryptocurrency wallets, such as prepaid debit cards and federally insured accounts, and enable users to buy, sell, and safeguard their cryptocurrencies easily and securely.
In addition to cryptocurrency trading, these banks integrate traditional financial products like investing, insurance, and gadgets with cryptocurrency features, providing a seamless experience for customers in various sectors like personal finance, banking and insurance, and lifestyle, including fashion-and-beauty, food-and-drink, and travel.
The growing landscape of crypto-friendly banks extends beyond service providers; they employ AI and data and cloud computing technologies to strengthen their cybersecurity capabilities, catering to an increasing interest in blockchain technology, artificial intelligence, sports, and weather-related data mining and analysis.